Every year, more automobiles and drivers travel the roads. With the increasing number of vehicles on the road, accidents will happen. Automobile insurance can be the difference between a small setback and a large hassle. How can you determine what insurance you require and how to buy it? Auto insurance provides you with protection from covering the cost of injury or damage you cause others while driving your car, damage to your car or personal injury or injury to your passengers from an accidents, plus certain other incidents, such as robbery. Every state and province requires car insurance by law. Electing to drive without owning insurance could mean you have to repair or replace a stolen or damaged vehicle and pay the cost of all the damage that you may have caused. Liability: This kind of insurance coverage will pay for the damage that you are responsible for. These damages might include bodily injury, and property damage. If you are sued, liability insurance will pay for your legal fees. Local laws typically require minimum amounts, but larger amounts can be purchased and are very beneficial. Personal Injury Protection: This is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. The minimum amount of this insurance is usually set by the state. Medical Payments: This coverage can be purchased in non-no-fault states; it pays regardless of who carries responsibility for an accident. If you buy this type of coverage, you will receive payment for reasonable medical and funeral costs. Collision: Pays for damage to your car caused by a collision. Comprehensive: Protect your car from all non-collision damages by purchasing this type of coverage. This can include protection from burglary, vandalism, and weather damage. Uninsured Motorist: Pays for repair and replacement costs when someone with insurance is in an accident caused by another person who does not have liability insurance or by a hit-and-run driver. Under-Insured Motorist: Similar to uninsured coverage, this kind of insurance protects you against drivers without sufficient insurance coverage. Other types of coverage, such as car rental and emergency road service, are also available. Car Insurance Quotes Clermont