We All know many ads, billboards, and commercials advocating different forms of insurance coverage. But why is insurance important? Insurance is designed to work for various types of allegations depending on the form of protection that has been applies. Insurance can be an effective resource in protecting our trucks, houses, possessions, and physical health; despite its seemingly high price. Some types of coverage are required by law, while others can be bought in addition. A helpful insurance agent can discuss your best choices concerning prices and coverage. homeowners insurance agency Long Island NY