The most important thing you need to do when buying a mortgage is thorough planning and preparation. Mortgages bring a long commitment and the payments will account for one of the biggest expenses you will have to pay. There are many important factors that can determine what you pay for mortgage such as: date of purchase, size of home, state, coverage, interest, and taxes. By researching your usda loan lenders Salt Lake City UT options, you will be more likely to find support with your mortgage that will help you choose the mortgage plan that best suits your needs.