I resigned from my job awhile ago. Shortly thereafter I could receive Medicare benefits. As an ignorant person that's constantly had my insurance taken care of by my company, I was a little affected by all the options. I erroneously surmised Medicare benefits would be paid out by one entity: the federal government. Of course, this woman Online doctor visits Sandy, UT had a lot to learn.
I opted to go with Medicare Advantage. This enabled me to receive the coverage I wanted. It's not as cheap, sure, but its advantages are largely subsidized by the government.
To receive comparable benefits I'd need to sign up for Part D, and also purchase an additional policy. Of course this would be much more complex and would cost roughly the same amount of money.
Of course, there are lots of other motivations that affect a person's decision.Look into every one of them.